More rewards, less guesswork
Strategy and timing for every card move
ChurnLogic tells you exactly what to do and when. Track your 5/24 status, see dollar estimates on every card, get warned before annual fees hit, and follow a personalized application plan with issuer-aware timing.
Or use ChurnLogic on the web with the same account.
Action feed, not a dashboard
Your home screen shows what needs attention now: MSR deadlines, annual fee decisions, velocity cooldowns, and 5/24 slot openings.
Real numbers, not abstract points
Every recommendation shows estimated dollar value and net first-year return after the annual fee. Compare cards in terms that matter.
Issuer-aware application plan
Per-issuer velocity timers, 5/24 drop dates, and cooldown countdowns. Know exactly when to apply without counting months manually.
Built for people who take credit card rewards seriously
70-card catalog with strategy notes. Credit report import. Annual fee downgrade guidance. Push notifications with specific deadlines and dollar amounts.
New here? See exactly how it works
The step-by-step user guide walks you through setting up your account, adding your cards, and getting your first personalized recommendation. About ten minutes, start to finish.